Unpaid invoices calculator: what you net after collection fees

Use this unpaid invoices calculator with the fee percentage from your agency quote to see what you’d actually net. The pre-filled numbers are an editable example only, not a typical rate or a prediction.

Estimated amount to you

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Example values ($10,000, 30%, 100% recovered) are examples to show how the math works. Replace them with your own figures. Recovery is never guaranteed.

How to use the unpaid invoices calculator result

Collection agency for small business cost is about more than the rate. Compare quotes on what you’d net, not the headline rate. A higher-fee agency that recovers more can leave you with more money; Business News Daily gives a worked example of exactly this[source]. For published fee ranges, see collection agency fees for small business.

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